Archipelago Insurance Limited – Website Disclaimer

No warranties 

This website is provided “as is” without any representations or warranties, express or implied. Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136) makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136) does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. *If you require advice in relation to any [legal, financial or medical] matter you should consult an appropriate professional.

Limitations of liability

Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136) will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • [to the extent that the website is provided free-of-charge, for any direct loss;]
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136) has been expressly advised of the potential loss.

Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136) liability in respect of any:

  • death or personal injury caused by Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136) negligence;
  • fraud or fraudulent misrepresentation on the part of Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136); or
  • matter which it would be illegal or unlawful for Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136) to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other parties

You accept that, as a limited liability entity, Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136) has an interest in limiting the personal liability of its officers and employees.  You agree that you will not bring any claim personally against Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136) officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136) officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Archipelago Insurance Limited (Company No. LL09355 | Licence No. IS2013136)

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

IMPORTANT LEGAL MATTERS

The information provided on this website is not intended for distribution to any person in any jurisdiction where such distribution would be contrary to their laws and regulations. Alternatively, Malaysian residents could contact any Licensed Financial Adviser or Licensed Insurance Broker, whom are licensed by the Bank Negara Malaysia (the list can be obtained at BNM’s website: (www.bnm.gov.my) for further advice and assistance.

You are required to read and “accept” this page before the full access is granted. This page explains certain restrictions imposed on Archipelago Life Insurance Limited (Company No. LL09829 | Licence No. IS2013141) on the distribution of information through this website.

• The information and materials contained on this website do not constitute an offer to sell or a solicitation or an invitation by Archipelago Life Insurance Limited to buy any insurance or investment products.

• It is the responsibility of the users of this website to ensure full compliance with their domestic laws and regulations prior to purchasing any insurance or investment products.

• The provision of any information through this website does not constitute or be considered professional advice of any type i.e. investment advice, tax advice, legal advice etc.

The views expressed herein do not necessarily reflect the views of Archipelago Life Insurance Limited as a whole or any part thereof, nor do they constitute a recommendation or any other advice.

By clicking “ACCEPT” you confirm that you understand and agreed to be bound by and comply with the information outlined on this page. You acknowledge that your use of and any requests made through this website has not been solicited by Archipelago Life Insurance Limited or any of its affiliates.

This website has been created for information purposes and all matters relating to this website are governed by the laws of the Federal Territory of Labuan, Malaysia.For further assistance, please contact us at +603-6201 0899 or email: [email protected]

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